Calculate Salary, EPF, SOCSO, EIS and PCB Contributions for FREE
Calculating your take-home pay involves subtracting all statutory deductions from your total earnings. Use this standard formula to verify your payslip:
Total Deductions typically include contributions to EPF, SOCSO, EIS, and PCB (Monthly Tax Deduction).
Quick reference guide to the most common statutory terms found on Malaysian payslips:
| Term | Description | Impact on Net Pay |
|---|---|---|
| EPF (KWSP) | Employee Provident Fund for retirement savings. | Reduces current net pay; increases long-term savings. |
| SOCSO (PERKESO) | Social security protection for workplace injuries. | Small deduction for comprehensive insurance coverage. |
| EIS (SIP) | Employment Insurance System for job loss protection. | Minimal deduction to provide a safety net during unemployment. |
| PCB (MTD) | Monthly Tax Deduction for income tax payments. | Varies based on your specific annual income bracket. |
Quick reference for employer and employee contribution rates in Malaysia (Updated 2026)
| Salary Range | Employee (%) | Employer (%) |
|---|---|---|
| ≤ RM5,000 | 11% | 13% |
| > RM5,000 | 11% | 12% |
| Age 60+ | 5.5% | 6.5% |
| Monthly Wages (RM) | Employee (RM) | Employer (RM) | Total (RM) |
|---|---|---|---|
| RM1,000 – RM2,000 | 4.75 | 16.65 | 21.40 |
| RM3,000 – RM4,000 | 14.75 | 51.65 | 66.40 |
| RM5,000 – RM6,000 | 24.75 | 86.65 | 111.40 |
| RM6,000 | 29.75 | 104.15 | 133.90 |
| > RM6,000 | 30.00 | 105.00 | 135.00 |
| Salary Range (RM) | Employee (RM) | Employer (RM) | Total (RM) |
|---|---|---|---|
| Up to 300 | 0.50 | 0.50 | 1.00 |
| 1,000 – 1,100 | 2.10 | 2.10 | 4.20 |
| 2,000 – 2,100 | 4.10 | 4.10 | 8.20 |
| 3,000 – 3,100 | 6.10 | 6.10 | 12.20 |
| 4,000 – 4,100 | 8.10 | 8.10 | 16.20 |
| 4,800 – 4,900 | 9.70 | 9.70 | 19.40 |
| 4,900 – 5,000 | 9.90 | 9.90 | 19.80 |
| 5,000 – 5,100 | 10.10 | 10.10 | 20.20 |
| 5,500 – 5,600 | 11.10 | 11.10 | 22.20 |
| 5,900 – 6,000 | 11.90 | 11.90 | 23.80 |
| > 6,000 | 11.90 | 11.90 | 23.80 |
EPF contributions are mandatory for almost all types of monetary payments from an employer to an employee.
Included Items:
Excluded Items:
SOCSO contributions are calculated based on the employee's monthly wages, which includes various forms of remuneration.
Included Items:
Excluded Items:
The Employment Insurance System (EIS) follows the same definition of "wages" as SOCSO for contribution purposes.
Included Items:
Excluded Items:
Estimate how much income tax is deducted from your salary
| Monthly Salary (RM) | PCB (Indicative Only) |
|---|---|
| RM2,000 | RM0 – RM10 |
| RM3,000 | RM10 – RM50 |
| RM5,000 | RM50 – RM200 |
| RM8,000 | RM200 – RM600 |
| RM12,000+ | RM600+ |
⚠️ PCB (Monthly Tax Deduction) is only an estimate. The actual amount depends on individual tax reliefs, marital status, and income. Please use the calculator for accurate results.
Employers
Employees
How your monthly tax is calculated based on your annual income.
The Calculation: With a yearly income of RM60,000, you get a standard RM9,000 personal relief. Your taxable income becomes RM51,000, which is then applied to the tax brackets below.
*Actual tax depends on your specific tax reliefs (EPF, insurance, etc.).
Common deductions to reduce your taxable income in Malaysia
EPF (KWSP), SOCSO (PERKESO), and EIS contributions must be submitted on or before the 15th of the following month.
For official verification and precise statutory calculations, visit these government portals:
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