Kalkulator SOCSO Malaysia

Kira caruman SOCSO (PERKESO) & EIS (SIP) pekerja dan majikan.

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Apakah Itu SOCSO (PERKESO)?

SOCSO (Social Security Organization), known as PERKESO, provides essential social security protection to Malaysian employees through comprehensive coverage schemes.

🏥 Kecederaan berkaitan kerja
♿ Perlindungan kecacatan
🩺 Sokongan perubatan
💰 Perlindungan kehilangan pendapatan

Bagaimana Caruman SOCSO Berfungsi

PERKESO contribution is calculated based on two main variables: your monthly gross salary and your age.

Gaji Kasar Bulanan

SOCSO is structured by contribution bands:

  • ✓ Uses official contribution tables.
  • ✓ Salaries mapped to specific bands.
  • ✓ Ceiling capped at RM6,000.

Age Factor

Your age determines protection scope:

  • ✓ Below 60: Full protection coverage.
  • ✓ 60 & Above: Employment injury only.

Kategori Perlindungan (Akta 4)

The Akta Keselamatan Sosial Pekerja 1969 provides protection to all Malaysian employees, regardless of religion, nationality, or permanent status.

Category 1

Below 60 Years Old

Full coverage: Employment Injury & Invalidity Schemes. Employer and employee contribute.

Employer
~1.75%
Employee
~0.5%
Category 2

60 Years & Above

Limited coverage: Employment Injury Scheme only. Only employer contributes; Employee pays RM0.

Employer
~1.25%
Employee
0%

10 Jenis Tuntutan Faedah PERKESO di Malaysia

1. Temporary Disablement Benefit (Faedah Hilang Upaya Sementara)

Bila: Employee temporarily unable to work due to work-related injury or illness
Manfaat: Daily cash allowance until recovery
Contoh: Arm injury during machine operation requiring rest

2. Permanent Disablement Benefit (Faedah Hilang Upaya Kekal)

Bila: Permanent loss of function due to workplace accident
Manfaat: Monthly pension or lump sum based on disability level
Contoh: Tetap hearing loss from loud machinery

3. Dependants’ Benefit (Faedah Orang Tanggungan)

Bila: Employee dies due to work-related accident or disease
Manfaat: Monthly pension for dependants
Contoh: Family supported after workplace accident death

4. Funeral Benefit (Faedah Pengurusan Mayat)

Bila: Death due to work-related causes
Manfaat: One-off payment for funeral costs
Contoh: Financial aid for funeral arrangements

5. Education Benefit (Faedah Pendidikan)

Bila: Children of eligible employees receive support
Manfaat: Covers education fees and expenses
Contoh: University tuition support for employee’s child

6. Medical Benefit (Faedah Perubatan)

Bila: Treatment for work-related injuries or diseases
Manfaat: Covers hospital, surgery, and medication
Contoh: Surgery for work-related injury

7. Rehabilitation Benefit (Faedah Pemulihan)

Bila: Employee needs recovery support after injury
Manfaat: Rehab services, training, or prosthetics
Contoh: Physiotherapy or prosthetic support

8. Constant Attendance Allowance (Elaun Layan Sentiasa)

Bila: Employee requires constant care due to disability
Manfaat: Monthly allowance for caregiver support
Contoh: Paralysis requiring full-time care

9. Invalidity Pension (Pencen Ilat)

Bila: Unable to work due to non-work-related illness
Manfaat: Monthly pension
Contoh: Severe illness preventing continued work

10. Invalidity Grant (Geran Ilat)

Bila: Does not qualify for invalidity pension
Manfaat: One-off lump sum
Contoh: Early financial support due to illness

Jadual Pembayaran & Pematuhan Statutori

📅
Tarikh Akhir Bulanan

Contributions must be paid by the 15th of the following month.

⚠️
Penalti Kelewatan Bayaran

Late interest of 6% per annum applies to overdue payments.

Kemas Kini Had Siling Gaji PERKESO & SIP (RM6,000)

Effective 1st October 2024, the monthly salary ceiling for both PERKESO and SIP (EIS) contributions has increased.

Old
RM5,000
→
New
RM6,000

Jadual Caruman PERKESO & EIS Terkini 2026

Official contribution rates mapped to salary bands.

No Salary Range Employer Employee Jumlah Employer Only
1 Wages up to RM30 RM0.40 RM0.10 RM0.50 RM0.30
2 Exceed RM30 but not exceed RM50 RM0.70 RM0.20 RM0.90 RM0.50
3 Exceed RM50 but not exceed RM70 RM1.10 RM0.30 RM1.40 RM0.80
4 Exceed RM70 but not exceed RM100 RM1.50 RM0.40 RM1.90 RM1.10
5 Exceed RM100 but not exceed RM140 RM2.10 RM0.60 RM2.70 RM1.50
6 Exceed RM140 but not exceed RM200 RM2.95 RM0.85 RM3.80 RM2.10
7 Exceed RM200 but not exceed RM300 RM4.35 RM1.25 RM5.60 RM3.10
8 Exceed RM300 but not exceed RM400 RM6.15 RM1.75 RM7.90 RM4.40
9 Exceed RM400 but not exceed RM500 RM7.85 RM2.25 RM10.10 RM5.60
10 Exceed RM500 but not exceed RM600 RM9.65 RM2.75 RM12.40 RM6.90
11 Exceed RM600 but not exceed RM700 RM11.35 RM3.25 RM14.60 RM8.10
12 Exceed RM700 but not exceed RM800 RM13.15 RM3.75 RM16.90 RM9.40
13 Exceed RM800 but not exceed RM900 RM14.85 RM4.25 RM19.10 RM10.60
14 Exceed RM900 but not exceed RM1,000 RM16.65 RM4.75 RM21.40 RM11.90
15 Exceed RM1,000 but not exceed RM1,100 RM18.35 RM5.25 RM23.60 RM13.10
16 Exceed RM1,100 but not exceed RM1,200 RM20.15 RM5.75 RM25.90 RM14.40
17 Exceed RM1,200 but not exceed RM1,300 RM21.85 RM6.25 RM28.10 RM15.60
18 Exceed RM1,300 but not exceed RM1,400 RM23.65 RM6.75 RM30.40 RM16.90
19 Exceed RM1,400 but not exceed RM1,500 RM25.35 RM7.25 RM32.60 RM18.10
20 Exceed RM1,500 but not exceed RM1,600 RM27.15 RM7.75 RM34.90 RM19.40
21 Exceed RM1,600 but not exceed RM1,700 RM28.85 RM8.25 RM37.10 RM20.60
22 Exceed RM1,700 but not exceed RM1,800 RM30.65 RM8.75 RM39.40 RM21.90
23 Exceed RM1,800 but not exceed RM1,900 RM32.35 RM9.25 RM41.60 RM23.10
24 Exceed RM1,900 but not exceed RM2,000 RM34.15 RM9.75 RM43.90 RM24.40
25 Exceed RM2,000 but not exceed RM2,100 RM35.85 RM10.25 RM46.10 RM25.60
26 Exceed RM2,100 but not exceed RM2,200 RM37.65 RM10.75 RM48.40 RM26.90
27 Exceed RM2,200 but not exceed RM2,300 RM39.35 RM11.25 RM50.60 RM28.10
28 Exceed RM2,300 but not exceed RM2,400 RM41.15 RM11.75 RM52.90 RM29.40
29 Exceed RM2,400 but not exceed RM2,500 RM42.85 RM12.25 RM55.10 RM30.60
30 Exceed RM2,500 but not exceed RM2,600 RM44.65 RM12.75 RM57.40 RM31.90
31 Exceed RM2,600 but not exceed RM2,700 RM46.35 RM13.25 RM59.60 RM33.10
32 Exceed RM2,700 but not exceed RM2,800 RM48.15 RM13.75 RM61.90 RM34.40
33 Exceed RM2,800 but not exceed RM2,900 RM49.85 RM14.25 RM64.10 RM35.60
34 Exceed RM2,900 but not exceed RM3,000 RM51.65 RM14.75 RM66.40 RM36.90
35 Exceed RM3,000 but not exceed RM3,100 RM53.35 RM15.25 RM68.60 RM38.10
36 Exceed RM3,100 but not exceed RM3,200 RM55.15 RM15.75 RM70.90 RM39.40
37 Exceed RM3,200 but not exceed RM3,300 RM56.85 RM16.25 RM73.10 RM40.60
38 Exceed RM3,300 but not exceed RM3,400 RM58.65 RM16.75 RM75.40 RM41.90
39 Exceed RM3,400 but not exceed RM3,500 RM60.35 RM17.25 RM77.60 RM43.10
40 Exceed RM3,500 but not exceed RM3,600 RM62.15 RM17.75 RM79.90 RM44.40
41 Exceed RM3,600 but not exceed RM3,700 RM63.85 RM18.25 RM82.10 RM45.60
42 Exceed RM3,700 but not exceed RM3,800 RM65.65 RM18.75 RM84.40 RM46.90
43 Exceed RM3,800 but not exceed RM3,900 RM67.35 RM19.25 RM86.60 RM48.10
44 Exceed RM3,900 but not exceed RM4,000 RM69.15 RM19.75 RM88.90 RM49.40
45 Exceed RM4,000 but not exceed RM4,100 RM70.85 RM20.25 RM91.10 RM50.60
46 Exceed RM4,100 but not exceed RM4,200 RM72.65 RM20.75 RM93.40 RM51.90
47 Exceed RM4,200 but not exceed RM4,300 RM74.35 RM21.25 RM95.60 RM53.10
48 Exceed RM4,300 but not exceed RM4,400 RM76.15 RM21.75 RM97.90 RM54.40
49 Exceed RM4,400 but not exceed RM4,500 RM77.85 RM22.25 RM100.10 RM55.60
50 Exceed RM4,500 but not exceed RM4,600 RM79.65 RM22.75 RM102.40 RM56.90
51 Exceed RM4,600 but not exceed RM4,700 RM81.35 RM23.25 RM104.60 RM58.10
52 Exceed RM4,700 but not exceed RM4,800 RM83.15 RM23.75 RM106.90 RM59.40
53 Exceed RM4,800 but not exceed RM4,900 RM84.85 RM24.25 RM109.10 RM60.60
54 Exceed RM4,900 but not exceed RM5,000 RM86.65 RM24.75 RM111.40 RM61.90
55 Exceed RM5,000 but not exceed RM5,100 RM88.35 RM25.25 RM113.60 RM63.10
56 Exceed RM5,100 but not exceed RM5,200 RM90.15 RM25.75 RM115.90 RM64.40
57 Exceed RM5,200 but not exceed RM5,300 RM91.85 RM26.25 RM118.10 RM65.60
58 Exceed RM5,300 but not exceed RM5,400 RM93.65 RM26.75 RM120.40 RM66.90
59 Exceed RM5,400 but not exceed RM5,500 RM95.35 RM27.25 RM122.60 RM68.10
60 Exceed RM5,500 but not exceed RM5,600 RM97.15 RM27.75 RM124.90 RM69.40
61 Exceed RM5,600 but not exceed RM5,700 RM98.85 RM28.25 RM127.10 RM70.60
62 Exceed RM5,700 but not exceed RM5,800 RM100.65 RM28.75 RM129.40 RM71.90
63 Exceed RM5,800 but not exceed RM5,900 RM102.35 RM29.25 RM131.60 RM73.10
64 Exceed RM5,900 but not exceed RM6,000 RM104.15 RM29.75 RM133.90 RM74.40
65 Wages exceed RM6,000 RM104.15 RM29.75 RM133.90 RM74.40

Jadual Caruman PERKESO & EIS Terkini 2026

PERKESO contributions are based on your monthly salary bracket. The contribution ceiling was updated from RM5,000 to RM6,000 in October 2024. Employees earning above RM6,000 pay the same maximum amount as RM6,000.

Kategori Details
Malaysian below 60Both schemes (Employee + Employer)
Malaysian above 60Employment Injury only (Employer only)
Warganegara AsingEmployment Injury only (Employer only)
Salary ceilingRM6,000/bulan (Updated Oct 2024)

Key SOCSO Amounts:

Salary Employee Employer
RM 1,000RM 3.90RM 14.10
RM 2,000RM 9.75RM 35.25
RM 3,000RM 14.75RM 53.25
RM 4,000RM 19.75RM 71.25
RM 5,000RM 24.75RM 86.65
RM 6,000+RM 24.75RM 86.65

Note: For salaries above RM6,000, PERKESO contribution remains at the RM6,000 ceiling amount.

SIP (EIS) Rates 2026:

Salary Employee Employer
RM 1,000RM 2.00RM 2.00
RM 2,000RM 3.90RM 3.90
RM 3,000RM 5.90RM 5.90
RM 4,000RM 7.90RM 7.90
RM 5,000RM 9.90RM 9.90
RM 6,000+RM 11.90RM 11.90
💳

Kaedah Pembayaran Caruman

  • • FPX online banking
  • • PERKESO ASSIST Portal
  • • Direct Debit Authorisation
  • • Bank portals (Maybank, CIMB)
  • • Over-the-counter payments
💻

ASSIST Portal

  • • Register new employees
  • • Hantar monthly contributions
  • • Track payment history
  • • Manage employer records
🎯

Siapa Yang Wajib Mencarum PERKESO & SIP?

  • • HR Managers & Payroll Teams
  • • Business Owners & SMEs
  • • Accounting Professionals
  • • Employees verifying deductions

Apakah Program PERKESO LINDUNG 24 Jam (SKBBK)?

PERKESO LINDUNG 24 Jam (Skim Kemalangan Bukan Bencana Kerja) is a social protection scheme introduced by PERKESO to provide financial protection for employees who suffer non-work-related accidents.

It may cover eligible accidents occurring outside working hours, such as:

  • Accidents at home
  • Personal travel within Malaysia
  • Sports and recreational activities
  • Other eligible non-work-related accidents

Eligible benefits may include:

  • Medical Benefits
  • Temporary Disablement Benefit
  • Permanent Disablement Benefit
  • Dependants' Benefit
  • Funeral Benefit
  • Rehabilitation and Return to Work (RTW)

Coverage is subject to PERKESO's terms and eligibility requirements.

Caruman & Manfaat PERKESO LINDUNG 24 Jam

Contributions are currently fully borne by employees, while employers are responsible for deducting and remitting the contributions together with monthly PERKESO contributions.

Period Caruman Pekerja
1 June 2026 – 31 May 2028 0.75% of bulanly wages
1 June 2028 – 31 May 2031 1.00% of bulanly wages
From 1 June 2031 1.25% of bulanly wages

Is LINDUNG 24 Jam Mandatory?

  • Malaysian employees: Participation is voluntary.
  • Foreign employees: Participation remains mandatory under current PERKESO requirements.

Does LINDUNG 24 Jam Affect SOCSO Contributions?

LINDUNG 24 Jam does not replace or change existing SOCSO employer contribution rates. It is an additional employee contribution for eligible participants while existing SOCSO schemes continue as normal.

Soalan Lazim (FAQ)

Got questions about PERKESO (PERKESO) contributions in Malaysia? Find the answers to the most common questions below.

Apa yang berlaku jika majikan saya tidak membayar caruman PERKESO?

Majikan yang gagal mendaftar atau membayar caruman PERKESO boleh didakwa di bawah Akta 4 dengan denda sehingga RM10,000 atau penjara sehingga 2 tahun. Hak perlindungan pekerja tetap dilindungi sekiranya berlaku kemalangan semasa bekerja.

Bolehkah saya mengeluarkan caruman PERKESO seperti KWSP?

Tidak. PERKESO ialah skim insurans perlindungan sosial, bukan akaun simpanan. Caruman digunakan untuk membiayai pampasan perubatan, pencen ilat, dan faedah hilang upaya.

Adakah perlindungan PERKESO masih berterusan selepas saya berhenti kerja?

Sekiranya anda diberhentikan kerja, anda boleh menuntut faedah Elaun Mencari Pekerjaan (EMP) di bawah Sistem Insurans Pekerjaan (SIP/EIS) sehingga 6 bulan.

Adakah pekerja sendiri dan ekonomi gig layak mendapat perlindungan PERKESO?

Ya. Pekerja sendiri, pemandu e-hailing, dan penghantar makanan boleh mencarum di bawah Skim Keselamatan Sosial Pekerjaan Sendiri (SKSPS) dengan bantuan subsidi padanan kerajaan.

Adakah pekerja asing di Malaysia dilindungi di bawah PERKESO?

Ya. Pekerja asing yang sah diwajibkan berdaftar di bawah Skim Bencana Pekerjaan PERKESO.

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JOURNEY 🚀

Tracking my progress towards
a better future

B40
Current Group
B40
Up to
RM5,249
M40
RM5,250 -
RM11,819
T20
RM11,820
& above
Next Goal
M40
RM5,250 - RM11,819
Kemajuan Anda
95%
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